A very good ledger. It ends at the ledger.

The short version

• Xero stops at the ledger. Allwis keeps going: the pipeline, the proposals, the jobs, the helpdesk and the marketing all sit on that same ledger. By the time an invoice exists, the system already knows the customer.
• Consolidating a group is native, from the second company. No third-party reporting layer, no monthly export.
• AML/CTF is in the product — customer due diligence, PEP and sanctions screening, ongoing monitoring and SMR/TTR reporting to AUSTRAC and DIA.

Side by side

Your model, your infrastructureThe assistant is table stakes. Where it runs is not.

Every system here has an AI assistant now. None of them will tell you which model just read your payroll file.

Allwis is model-agnostic by design. Point it at OpenAI, Claude, Gemini, Grok, DeepSeek, Kimi, Mistral, GLM or Meta — your key, your account, your bill. Route different jobs to different models: a cheap one for categorising bank lines, a strong one for auditing a bill. Or do not send it out at all.

Run the model on your own hardware — Ollama, LM Studio, vLLM, anything speaking OpenAI's chat-completions format. A small connector beside your model dials out to us over HTTPS. No inbound port, no firewall change, works behind NAT. Your model never becomes something on the internet.

Then switch on self-hosted-only mode, and turn off the shared fallback so a request fails rather than leaves your network. Benchmark your own model against the cloud providers on the same tasks first, so it is a measured decision rather than a leap.

And govern it: a monthly AI budget with a hard stop, individual AI tasks switched off, PII masking forced per task, token caps, and a log of every call with the model that made it, its reasoning and what it cost.

Excel & Google SheetsAccountants live in Excel. We stopped fighting it.

Allwis for Excel puts your live statements in your own workbook — profit & loss, balance sheet, trial balance, cash flow, aged receivables, aged payables and any custom report you have built, with comparison periods, multiple entities and your budget as a column beside actuals. Press refresh and the figures are current. Build your own schedules around them; they survive the refresh.

Install it from the Microsoft 365 admin centre for the whole firm, or sideload it yourself in a minute. On every plan — not the top tier.

And spreadsheets inside Allwis too — depreciation schedules, workpapers, the calculations behind a journal — attached to the record they support, versioned, and frozen once attached, so the workpaper behind a posted entry cannot quietly change.

Where Xero is the better choice

No product is the right answer for everyone, and a comparison that pretends otherwise is not worth reading. Here is where we would tell you to stay.

What switching looks like

Allwis imports directly from Xero — chart of accounts, contacts, invoices, bills and account transactions, with opening balances preserved. The importer recognises transactions it has already brought in, so a re-run does not double-post, and a go-live reconciliation report ties the imported ledger back to what you left behind before you trust it. You can run both in parallel for a period.